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Money Templates & Planners

Excel and Google Sheets planners to track side income, budget each month, pay off debt with the snowball or avalanche method, organise bills and save for goals. Organisation tools only - not financial advice.

Side-Income Tracker Spreadsheet preview

Side-Income Tracker Spreadsheet

Excel + Google Sheets (.xlsx) + PDF guide

Gig payouts, fees, expenses, mileage, profit by month and by source.

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Paycheck Budget Planner Spreadsheet (Budget by Paycheck) preview

Paycheck Budget Planner Spreadsheet (Budget by Paycheck)

Excel + Google Sheets (.xlsx) + PDF guide

Assigns every bill to the check that pays it, shows what's left from each paycheck and your 3-paycheck months.

Monthly Budget Planner Spreadsheet preview

Monthly Budget Planner Spreadsheet

Excel + Google Sheets (.xlsx) + PDF guide

Planned vs actual for 12 months, left-over line and a 50/30/20 check.

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Debt Payoff Planner: Snowball vs Avalanche Spreadsheet preview

Debt Payoff Planner: Snowball vs Avalanche Spreadsheet

Excel + Google Sheets (.xlsx) + PDF guide

Month-by-month payoff for up to 10 debts, both methods side by side.

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Money Planner Bundle: Paycheck Budget, Holiday Budget, Savings & Debt (4) preview

Money Planner Bundle: Paycheck Budget, Holiday Budget, Savings & Debt (4)

Bundle (zip)

Paycheck budget + holiday budget spreadsheets and the savings challenge + debt snowball printables. Save 35%.

Savings Goals & Sinking Funds Tracker Spreadsheet preview

Savings Goals & Sinking Funds Tracker Spreadsheet

Excel + Google Sheets (.xlsx) + PDF guide

Goals with dates, deposit log, progress and the monthly amount each goal needs.

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Christmas & Holiday Budget Planner + Gift List Spreadsheet preview

Christmas & Holiday Budget Planner + Gift List Spreadsheet

Excel + Google Sheets (.xlsx) + PDF guide

One holiday budget by category, a 60-person gift list with status, a spending log and a savings plan.

Savings Challenge Printables: 100 Envelope, 52-Week & More preview

Savings Challenge Printables: 100 Envelope, 52-Week & More

Printable PDF

Colour-in savings trackers from $500 to $10,000 - every chart's boxes add up exactly to its goal.

Debt Snowball Worksheets & Payoff Trackers (Printable) preview

Debt Snowball Worksheets & Payoff Trackers (Printable)

Printable PDF

Debt list, snowball/avalanche plan, roll-over planner, worked example and colour-in payoff trackers.

Bill Tracker & Organizer Spreadsheet preview

Bill Tracker & Organizer Spreadsheet

Excel + Google Sheets (.xlsx) + PDF guide

Bills list, 12-month paid tracker, due-date calendar and category summary.

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Printable Budget & Bill Planner preview

Printable Budget & Bill Planner

Printable PDF

Budget, bill checklist, bill calendar, debt tracker, 100-box savings chart and more.

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Employee Schedule & Timesheet Template preview

Employee Schedule & Timesheet Template

Excel + Google Sheets (.xlsx) + PDF guide

Weekly shift schedule with hours and labor cost, printable timesheets with overtime, hours log and payroll summary.

Personal Finance Planner Bundle (6 tools) preview

Personal Finance Planner Bundle (6 tools)

Bundle (zip)

Bill tracker, budget, debt payoff, side income, savings goals + printable planner. Save over 50%.

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Secure checkout by Stripe. Instant download (Excel, Google Sheets, PDF). General templates - not tax, accounting or legal advice. Organisation tools only - not financial advice. More templates and printables at dixonappstudio.com/shop.

These downloadable planners take the ideas behind our free calculators and turn them into workbooks you keep. Each one opens in Microsoft Excel, Google Sheets, LibreOffice or Apple Numbers, starts on a Start Here sheet with a colour legend and a worked example, and comes with a printable PDF guide that explains every formula. Checkout is handled securely by Stripe and the files download instantly.

What each planner does

The Side-Income Tracker logs every gig payout, platform fee, expense and business mile, then totals profit by month and by source with a set-aside percentage you choose. The Monthly Budget Planner compares planned and actual spending for twelve months and checks your plan against the 50/30/20 guideline. The Debt Payoff Planner runs the snowball and avalanche methods side by side for up to ten debts and shows each payoff date and the total interest. The Bill Tracker lists recurring bills with a due-date calendar and a paid tracker, and the Savings Goals tracker shows what each goal needs per month to hit its date.

Important

These are organisation tools, not financial, tax or investment advice. Interest figures are simplified monthly estimates, and your lender's statements will differ slightly. Talk to a qualified professional before making major financial decisions.