This policy explains what information Simple Mortgage Planning (simplemortgageplanning.com), operated byDixonAppStudio LLC, Elgin, SC, collects and how it is used.
Information you enter
We do not ask for your name, email address or any account. Every calculator runs entirely in your browser: the numbers you type are not sent to us or stored on our servers. They appear in the page address so that a link you share reopens the same figures, and the site remembers the last few calculators you opened in your browser's local storage, which you can clear at any time in your browser settings.
Analytics
We use Google Analytics 4 to understand which pages are used and how the site performs. Google Analytics uses cookies and similar technologies to collect information such as pages visited, approximate location, device and browser type. You can learn more at How Google uses information from sites that use its servicesand opt out with the Google Analytics opt-out browser add-on.
Advertising (Google AdSense)
We use Google AdSense to show ads, which keeps the calculators free. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet. You can opt out of personalized advertising in Google Ad Settings, and opt out of some third-party vendors' use of cookies at aboutads.info. See how Google uses cookies in advertising.
Consent in the EEA, UK and Switzerland
Visitors in the European Economic Area, the United Kingdom and Switzerland are shown a consent message from Google, a certified consent management platform, before advertising cookies are used. You can accept, decline or manage choices, and change them later from the privacy link the message provides. Ads shown without consent are non-personalized.
Affiliate and referral links
Some calculator pages show a short "Saving for your down payment and closing costs" box with referral links to SoFi (SoFi Money, for US residents) and Rakuten (cash back). They are marked "Referral links" next to the box. If you sign up through one of them, we may earn a referral reward or commission at no cost to you. We do not offer, arrange or recommend loans, do not pass your details to lenders, and referral links never change the calculator results. These links carry rel="sponsored" and open the partner's own site, which has its own privacy policy and may use cookies to credit the referral. We record an anonymous click event in Google Analytics (which partner and which page) to see whether the box is useful.
Amazon Associates
As an Amazon Associate I earn from qualifying purchases. Simple Mortgage Planning (DixonAppStudio LLC) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Some pages show product picks (home-buying books, inspection tools, moving supplies and first-home essentials; never loans or financial products) chosen from Amazon's own product data. Those links carry our Associates tag and rel="sponsored", and open amazon.com, which has its own privacy policy and may set cookies to credit the referral. Prices come from Amazon with an "as of" time and can change. We record an anonymous click event in Google Analytics (page and section) and receive no purchase details that identify you.
Hosting and logs
The site is hosted on Netlify, which processes standard server logs (such as IP address, browser and requested page) to deliver and secure the site.
Children
The site is intended for adults and is not directed to children under 13.
Your choices and contact
You can block or delete cookies in your browser settings. For privacy questions or requests, emailsupport@dixonappstudio.com. If this policy changes, the effective date above will change.