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Budget & Income

Overtime Calculator

Under federal law, every hour over 40 in a workweek is paid at least time and a half. At $25 an hour, a 48-hour week is 40 regular hours ($1,000.00) plus 8 overtime hours at $37.50 ($300.00): $1,300.00 for the week, or $27.08 for every hour worked.

Enter your hourly rate and the hours you worked. Pick double time if your job pays it, and add any production, attendance or shift bonus, because those raise your regular rate and your overtime rate with it.

The full overtime calculator lives on our sister site ExpressBizTools, with the FLSA regular-rate rule for bonuses explained step by step. If you want to know how much federal tax the 2025–2028 overtime deduction saves, use Monthly Income Booster's no tax on overtime calculator.

Overtime calculator on ExpressBizTools →No tax on overtime calculator →

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Gross pay this week

$1,300.00

Overtime rate (time and a half)
$37.50 per hour
Overtime pay (8 hours)
$300.00
Regular pay (40 hours)
$1,000.00
Regular rate used
$25.00 per hour
Average pay per hour worked
$27.08
Per year at this schedule (52 weeks)
$67,600.00
Overtime hoursTotal hoursOvertime payWeek's gross pay
040$0.00$1,000.00
545$187.50$1,187.50
1050$375.00$1,375.00
1555$562.50$1,562.50
2060$750.00$1,750.00

Gross pay before tax. Overtime is withheld like any other wages, so the take-home part is smaller than the overtime pay shown.

Results are estimates for planning ·

How this calculator works

Under the federal Fair Labor Standards Act, hours over 40 in a workweek are paid at least time and a half: 1.5 × your regular rate. Enter your hourly rate and the hours you worked this week to see the overtime rate, overtime pay and the week's gross pay. A production or attendance bonus counts toward the regular rate, which raises the overtime rate too.

  • Overtime hours = hours worked − 40 (the FLSA workweek threshold).
  • Regular rate = (hourly rate × hours worked + nondiscretionary bonuses) ÷ hours worked.
  • Overtime rate = regular rate × 1.5 (or × 2 for double time). Overtime pay = overtime hours × overtime rate.
  • Gross pay = regular rate × 40 + overtime pay.

Worked example

With these inputs: hourly pay rate $25; hours worked this week 48; overtime pay 1.5× (time and a half); overtime starts after 40.

The result is gross pay this week $1,300.00, with overtime rate (time and a half) $37.50 per hour and overtime pay (8 hours) $300.00. Gross pay before tax. Overtime is withheld like any other wages, so the take-home part is smaller than the overtime pay shown.

How overtime works under federal law

The Fair Labor Standards Act says covered, non-exempt employees must get overtime for hours over 40 in a workweek at not less than time and one-half their regular rate. The workweek is a fixed, recurring 168-hour period (seven straight days), and each week stands alone: 50 hours one week and 30 the next is still 10 overtime hours, not an average of 40.

Federal law has no daily overtime rule and doesn't require double time. Some states and union contracts go further, so if your pay stub shows overtime after 8 hours in a day or double time on a holiday, pick the multiplier that matches it.

Bonuses raise your overtime rate

The Department of Labor's regular rate is all pay for the week divided by all hours worked, and it includes nondiscretionary bonuses and shift differentials. Add a $96 attendance bonus to the 48-hour week above and the regular rate becomes $27.00, the overtime rate $40.50, and the week pays $1,404.00 instead of $1,300.00.

Bureau of Labor Statistics data put average hourly earnings for production and nonsupervisory workers at $32.53 in August 2026. Time and a half on that is $48.80 an hour, and a 45-hour week pays $1,545.18 before tax.

Budget overtime as a bonus, not a bill payer

Overtime comes and goes, so build your monthly budget on regular hours and send the overtime somewhere specific: a sinking fund, the emergency fund or an extra debt payment. The paycheck budget calculator shows what each regular paycheck has to cover, and the hourly to monthly salary calculator converts your base rate to monthly pay.

Sources

Frequently asked questions

How do I calculate overtime pay?

Multiply your hourly rate by 1.5 for the overtime rate, then by the hours over 40 in the workweek. At $25 an hour, 8 overtime hours pay 8 × $37.50 = $300.00, and the 48-hour week pays $1,300.00.

What is time and a half of $20 an hour?

$30.00 an hour ($20 × 1.5). Double time would be $40.00 an hour.

Is overtime calculated per day or per week?

Per week under federal law. The FLSA applies on a workweek basis, a fixed 168-hour period, and requires overtime only after 40 hours in that week. Some states add daily overtime rules.

Do bonuses count toward overtime?

Nondiscretionary bonuses (promised for attendance, production or similar) and shift differentials are part of the regular rate, per the Department of Labor. A $96 bonus on a 48-hour week at $25 raises the overtime rate from $37.50 to $40.50.

Do salaried employees get overtime?

Only if they're non-exempt. The FLSA overtime rule covers employees unless they're exempt, and many salaried professional, administrative and executive roles are. A non-exempt salaried worker's regular rate is the weekly salary ÷ hours the salary covers.