Bill Tracker & Organizer Spreadsheet
Excel + Google Sheets (.xlsx) + PDF guide
Bills list, 12-month paid tracker, due-date calendar and category summary.
Also on GumroadBill & Budget Spreadsheets
Prefer a spreadsheet you keep? These Excel and Google Sheets workbooks are built by the team behind Bill Organizer: a bill tracker with a due-date calendar and 12-month paid tracker, a debt payoff planner that runs the snowball and avalanche methods side by side, a monthly budget and a savings goals tracker. The free online bill tracker and calculators on this site stay free - these are optional downloads you own.
Free bill tracker spreadsheet (.xlsx)
Start with the free versions: a monthly bill tracker with a Paid column and running totals, and a yearly tracker with a column for every month. Both open in Excel, Google Sheets and Numbers. More about them on the bill tracker template page.
Free 2027 budget templates
Four more free downloads for the new year, each as an .xlsx and a printable PDF: zero-based budget template, 50/30/20 budget template, sinking funds tracker and debt payoff planner. All four are on the 2027 budget planner page. New to budgeting? Start with how to make a budget, the new year money reset checklist and the January bills to expect.
Bill and budget spreadsheets for Excel and Google Sheets
Paycheck Budget Planner Spreadsheet (Budget by Paycheck)
Excel + Google Sheets (.xlsx) + PDF guide
Assigns every bill to the check that pays it, shows what's left from each paycheck and your 3-paycheck months.
Debt Payoff Planner: Snowball vs Avalanche Spreadsheet
Excel + Google Sheets (.xlsx) + PDF guide
Month-by-month payoff for up to 10 debts, both methods side by side.
Also on Gumroad
Monthly Budget Planner Spreadsheet
Excel + Google Sheets (.xlsx) + PDF guide
Planned vs actual for 12 months, left-over line and a 50/30/20 check.
Also on Gumroad
Money Planner Bundle: Paycheck Budget, Holiday Budget, Savings & Debt (4)
Bundle (zip)
Paycheck budget + holiday budget spreadsheets and the savings challenge + debt snowball printables. Save 35%.
Savings Goals & Sinking Funds Tracker Spreadsheet
Excel + Google Sheets (.xlsx) + PDF guide
Goals with dates, deposit log, progress and the monthly amount each goal needs.
Also on Gumroad
Christmas & Holiday Budget Planner + Gift List Spreadsheet
Excel + Google Sheets (.xlsx) + PDF guide
One holiday budget by category, a 60-person gift list with status, a spending log and a savings plan.
Debt Snowball Worksheets & Payoff Trackers (Printable)
Printable PDF
Debt list, snowball/avalanche plan, roll-over planner, worked example and colour-in payoff trackers.
Savings Challenge Printables: 100 Envelope, 52-Week & More
Printable PDF
Colour-in savings trackers from $500 to $10,000 - every chart's boxes add up exactly to its goal.
Printable Budget & Bill Planner
Printable PDF
Budget, bill checklist, bill calendar, debt tracker, 100-box savings chart and more.
Also on Gumroad
Personal Finance Planner Bundle (6 tools)
Bundle (zip)
Bill tracker, budget, debt payoff, side income, savings goals + printable planner. Save over 50%.
Also on GumroadOne-time price, no subscription. Secure checkout by Stripe; after paying you go straight to your download page, and the link is on your emailed receipt too (Excel, Google Sheets, PDF). Organisation tools only - not financial advice. More templates and printables at dixonappstudio.com/shop.