Free · no sign-up · no bank login
Free bill tools
- Online bill trackerEvery bill, due date and repeat in one list, saved in your browser.
- Bill calendar makerSee every due date on a month calendar next to your paydays, then print it.
- Bill due date plannerSpread bills evenly across paychecks and see which due dates to change.
- Subscription tracker & auditList every subscription, see the yearly total and what cancelling saves.
- List of monthly billsA checklist of every common bill, so nothing is missing from your budget.
- Average utility bills by stateElectric bills, usage and prices for every state, from EIA 2024 data.
- Printable bill trackerMonthly, calendar and yearly sheets to print or save as a PDF.
- Bill tracker templateExcel and Google Sheets bill trackers with totals built in.
Which tool should I start with?
If you're starting from scratch, begin with the list of monthly bills: tick everything you pay so nothing is missing. Then put the bills on the bill calendar next to your paydays to see which weeks are tight. If one paycheck carries most of the month, the due date planner tells you which due dates to ask to move.
Subscriptions deserve their own look, because they're small, automatic and easy to forget. The subscription tracker turns them into a yearly total and shows what cancelling would save. For utilities, average utility bills by state gives a realistic number to budget while you wait for your first bills in a new home.
Once your list is complete, keep it somewhere you'll check every week: the online bill tracker on a computer, the printable tracker on paper, or the phone app, which reminds you before each bill is due. None of them needs an account or a bank login, and your bills stay on your device.
Plus 36 money calculators
Debt payoff, budgets, affordability and bills. Each shows its formula and can add its result to your tracker.