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Bill Organizer

Guides

Bill & budget guides

Short, practical guides with no filler. Each one links to the calculators and templates that go with it. If you're starting from scratch, read how to organize your bills first: it walks through finding every bill, matching due dates to payday and choosing reminders. Then pick the tracking method that suits you, whether that's paper, a spreadsheet or an app.

Bill basics in one minute

Almost every missed payment comes from a bill being out of sight, not from a lack of money. The fix is the same whatever tool you use: list every bill once with its amount, due date and how often it repeats; line the due dates up with payday; set a reminder a few days before each one; and spend five minutes a week checking what's coming up.

Keep fixed bills like rent, loans and insurance on autopay from an account that always has enough in it, and use reminders for bills that change each month, like electricity and credit cards, so you see the amount before it leaves. Put yearly bills (car registration, annual subscriptions, insurance premiums) on the list too, and set aside a twelfth each month so they're never a surprise.

Start here: free tools that go with the guides

Most-used calculators